Denise was always extremely helpful. She explained the expectations, the process from a documentation standpoint, and made sure we had everything we needed to keep the loan process moving forward. She was always available and acted as a sounding board throughout the process. I absolutely would recommend Denise and Dogwood State Bank to other small business owners. I already know people I want to refer her to.
Client Profile
Noble Hospice is a hospice agency located in Mesa, Arizona focused on providing ongoing support and care for patients and their families. Owner Josh Buchanan founded Noble Hospice in January 2020 on a mission to bring about a new kind of hospice experience. While traditional hospice agencies focus primarily on medication, Noble Hospice seeks to invest more in in-person hospice services, including nurse assistance up to 5 days a week, as well as holistic and naturalistic care. Having been in the home health care industry for over 13 years with experience managing patient therapy clinics as an Operations Manager in the assisted living space, Josh was well poised to start his own hospice care business. Though initially hesitant to enter into the hospice care industry, Josh quickly realized that was where he needed to be. Josh started his own hospice care business to ensure that his mission of providing service-focused, compassionate care stayed at the forefront of the business. There is no one-size-fits-all approach; at Noble Hospice, each patient is a valued individual with a unique patient care plan.
Loan Profile
Based on Josh’s business goals and his desire to pursue a start-up loan, an SBA 7(a) loan was determined to be the option for Noble Hospice. After researching funding options, Josh was referred by another bank to Dogwood State Bank and Denise Clemence for her extensive experience in the hospice care lending space. The SBA 7(a) loan provided for the rate and flexibility needed to allow Noble Hospice to keep more money in their business and continue to grow. With lower down payments and longer loan amortization, the SBA 7(a) loan can make all the difference for new businesses.
At Dogwood State Bank, we provide loan options for a range of business needs and industries. Visit our website to learn more about our SBA loan programs and get to know our Business Lending Specialist, Denise Clemence. If you are interested in pursuing an SBA loan for your small business, reach out today!
